I’m all about simplicity and efficiency. If there is a simpler or more efficient way to do something, sign me up! For that reason, it’s no surprise that when Dave Ramsey’s team released the EveryDollar app, it was love at first budget for me.
Read MoreYou need a plan with steps and goals you can actually ACHIEVE. They key is changing your behavior and staying motivated. It’s not about math, it’s about behavior, because if we were doing math we wouldn’t have gone into debt in the first place. It’s true. The majority of our financial problems are because of our behavior and personal choices.
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