Budgeting is definitely not a set-it-and-forget-it kind of plan. You have to stay on top of things throughout the month, and sometimes before the month begins, to make sure you are sticking to this budget you created and therefore staying on track with your financial goals! You are not alone if you struggle with this, it’s an ongoing struggle for most families. But, if you want to get your money under control, you’ve got to get yourself under control. I’ve made a list of 6 tips for sticking to your budget, and these are tips our family uses all the time to fight against going over budget.
Read MoreI’m all about simplicity and efficiency. If there is a simpler or more efficient way to do something, sign me up! For that reason, it’s no surprise that when Dave Ramsey’s team released the EveryDollar app, it was love at first budget for me.
Read MoreThe first time you sit down to create a budget can feel overwhelming and intimidating. Many people procrastinate creating a budget simply because they don’t know where to start. Some people, myself included, avoid it because it seems like something that requires a lot of time and effort we don’t have. The truth is, budgeting is really easy once you get the hang of it and I’ve come up with a quick step-by-step process that will make the first budget quick and easy.
Read MoreYou already know Why You Need a Budget, now let’s talk about the one and only Budget method you need to see change in your finances. Remember, a budget is simply a plan to tell your money where to go and the budgeting method that works best is the Zero Based Budget.
Read More