We have to learn to turn down the noise so we can tune into the things that matter to us. The days are long but the years are short. Our time is precious and limited. We spend our time working to earn dollars as an exchange for our time. So what if we thought more about how we spend those dollars, and therefore more about how we are using that time? When you realize how you spend your money plays a major role in how you spend your time, you can begin to adjust decisions and start living a life of intention.

FRUGAL LIVING, INSPIRATION, LIFE, MINIMALISMJess TingleSeptember 26, 2019LIFESTYLE, INSPIRATION, PERSONAL FINANCE, MINIMALISM Comment

The Spender vs. The Saver: How to Balance Your Spouse's Money Habits

Generally speaking, we can pretty much classify people into two categories when it comes to their money habits: the spender and the saver. Spenders like to spend money and savers would rather save it. The question is, can the coexist in a marriage without pulling each other’s hair out? The answer is a definite yes, and in fact, I think that having both types represented in a marriage will ultimately set you up for financial success….when you’re balancing each other’s money habits.

FRUGAL LIVING, INSPIRATION, LIFE, MARRIAGEJess TingleAugust 23, 2019MARRIAGE, PERSONAL FINANCE, INSPIRATION, LIFESTYLEComment

How To Get Out of Debt Even on a Small Income

No matter how big your mountain of debt is, and regardless what you level of income is, you can get out of debt. Paying off debt is more about behavior than it is about math. The debt free journey is going to look different for every person or household, but I want you to have confidence in knowing anyone can pay off debt. You can do this.

DEBT, BUDGETING, FRUGAL LIVING, SPENDINGJess TingleJuly 11, 2019DEBT, SPENDING, SMALL INCOME, BUDGET TIPS, INSPIRATIONComment

5 Reasons Budgeting is Easier Than You Think

Budgeting is actually a simple and easy process. The hardest part will be changing your spending habits as you learn to live with the budget you’ve created. Just remember to give yourself some grace and know that you won’t always be perfect. The thing is, we all have dreams and goals of where we want to go or where we want to be in the future and a budget is one of the best tools to help you get there.

BUDGETING, SPENDINGJess TingleJuly 4, 2019BUDGET TIPS, INSPIRATION Comment

7 Lame Excuses For Not Budgeting: Debunked

You have to believe that budgeting will work for you. Budgeting is more about self discipline than anything else. Here are 7 of the most common excuses I hear and how you can allow the truth to help you push through.

BUDGETINGJess TingleJuly 1, 2019FRUGAL LIVING, BUDGET TIPS, INSPIRATIONComment

Q&A: How Easy is it to Get Out of Debt?

If you’re feeling like you’re ready to get out of debt, you have to get gazelle intense. This is a phrase coined by Dave Ramsey and comes from Proverbs 6:4-5 which reads “Give no sleep to your eyes, Nor slumber to your eyelids. Deliver yourself like a gazelle from the hand of the hunter, And like a bird from the hand of the fowler. “ In other words, you need work your way out of debt with the same intensity that a gazelle runs away from a cheetah.

DEBT, INSPIRATION, POPULAR POSTSJess TingleApril 16, 2019DEBT, GAZELLE INTENSITY, INSPIRATIONComment

You Have Permission To Dream

Always remember, you have permission to dream. Sometimes we overthink it. We feel like we can’t possibly dream about what financial freedom looks like because we are so stuck in our current situation. Sometimes we even feel ashamed to allow ourselves to dream of such things that have felt impossible for so long. But the entire purpose of this blog is to convince you that it is possible, and you can do this. And it starts with one simple action step. Giving yourself permission to dream.

DEBT, INSPIRATIONJess TingleMarch 19, 2019DEBT, INSPIRATIONComment