10 Personal Finance Habits You Can Start Today

Personal finance is more about behavior than anything else, including math! You need to be creating habits with intention if you want to reach financial freedom. There are so many things you can do to turn your finances around and get control of your money (I recommend following Dave Ramsey’s 7 Baby Steps) and while I think all of those big goals are important, it’s also important to put in place the small, everyday habits that are going to help you change your behavior. You can stop living paycheck to paycheck and stop living with money stress, but you’re going to have to change the way you behave when it comes to your personal finances.

The Art of Living Below Your Means

Learning to live below your means will set you free. Living below your means allows you to have extra money for paying off debt, saving for retirement, or whatever your current financial goals may be. It’s crucial for good money management and reaching your financial goals.

SPENDING, FRUGAL LIVING, DEBT, POPULAR POSTSJess TingleApril 19, 2019SPENDING, DEBT, FRUGAL LIVING Comments

How To Create a Budget in 7 Easy Steps

The first time you sit down to create a budget can feel overwhelming and intimidating. Many people procrastinate creating a budget simply because they don’t know where to start. Some people, myself included, avoid it because it seems like something that requires a lot of time and effort we don’t have. The truth is, budgeting is really easy once you get the hang of it and I’ve come up with a quick step-by-step process that will make the first budget quick and easy.

BUDGETING, POPULAR POSTSJess TingleApril 17, 2019ZERO BASED BUDGET, BUDGET TIPSComment

Q&A: How Easy is it to Get Out of Debt?

If you’re feeling like you’re ready to get out of debt, you have to get gazelle intense. This is a phrase coined by Dave Ramsey and comes from Proverbs 6:4-5 which reads “Give no sleep to your eyes, Nor slumber to your eyelids. Deliver yourself like a gazelle from the hand of the hunter, And like a bird from the hand of the fowler. “ In other words, you need work your way out of debt with the same intensity that a gazelle runs away from a cheetah.

DEBT, INSPIRATION, POPULAR POSTSJess TingleApril 16, 2019DEBT, GAZELLE INTENSITY, INSPIRATIONComment

6 Ways to be Generous While Paying Off Debt

When you’re paying off debt, giving often has to take a backseat. You need to make sure to tithe from your monthly income, but we have to limit giving beyond that so we can get out of debt as fast as possible and then circle back to giving in the best way when the debt is gone. For someone who dreams of giving outrageously, this can feel constricting. But sometimes we forget that giving goes beyond money. We have so many opportunities to give that are not financially costly.

GIVING, DEBT, POPULAR POSTSJess TingleApril 11, 2019GIVINGComment