We have to learn to turn down the noise so we can tune into the things that matter to us. The days are long but the years are short. Our time is precious and limited. We spend our time working to earn dollars as an exchange for our time. So what if we thought more about how we spend those dollars, and therefore more about how we are using that time? When you realize how you spend your money plays a major role in how you spend your time, you can begin to adjust decisions and start living a life of intention.

FRUGAL LIVING, INSPIRATION, LIFE, MINIMALISMJess TingleSeptember 26, 2019LIFESTYLE, INSPIRATION, PERSONAL FINANCE, MINIMALISM Comment

6 Money Mistakes That Will Crush Your Financial Future

You’ve probably heard the phrase “the future is now,” but have you ever really stopped to think about what that means? The choices we make today determine what our future will hold. The way we are living life today affects how our future will unfold. From a financial standpoint, that means if you’re making money mistakes today, your financial future could be at risk. You cannot wait to save for retirement until the last minute. Compound interest is based on time, so you want to start saving money as early as you possibly can. No matter if you’re starting just in time or you’re a little late, there’s no better time to start than today.

FRUGAL LIVING, LIFE, SPENDING, DEBT, RETIREMENTJess TingleSeptember 19, 2019PERSONAL FINANCE, FRUGAL LIVING, DEBT, BUDGET TIPS, SPENDING, SAVINGSComment

How to Create a Budget With Your Spouse

Budgeting alone can be difficult, but combing two personalities into one budget takes the difficultly to another level. Often times opposites attract, so there’s a good chance you and your spouse have different ways of handling money. Realize that disagreements are normal and the sweet spot is finding a way for your differences to compliment each other.

BUDGETING, MARRIAGEJess TingleAugust 27, 2019MARRIAGE, BUDGET TIPS, PERSONAL FINANCE, FAMILYComment

The Spender vs. The Saver: How to Balance Your Spouse's Money Habits

Generally speaking, we can pretty much classify people into two categories when it comes to their money habits: the spender and the saver. Spenders like to spend money and savers would rather save it. The question is, can the coexist in a marriage without pulling each other’s hair out? The answer is a definite yes, and in fact, I think that having both types represented in a marriage will ultimately set you up for financial success….when you’re balancing each other’s money habits.

FRUGAL LIVING, INSPIRATION, LIFE, MARRIAGEJess TingleAugust 23, 2019MARRIAGE, PERSONAL FINANCE, INSPIRATION, LIFESTYLEComment

8 Habits Keeping You Broke

No matter what your financial situation looks like right now, we have all been in places where we feel like we made money mistakes. But nothing is stopping you from breaking those habits that are keeping you broke and making new and better choices right now. Being aware of which bad habits are keeping you broke will help you address them and fix them. Let’s look at 8 (common) habits you might need to kick to the curb.

10 Personal Finance Habits You Can Start Today

Personal finance is more about behavior than anything else, including math! You need to be creating habits with intention if you want to reach financial freedom. There are so many things you can do to turn your finances around and get control of your money (I recommend following Dave Ramsey’s 7 Baby Steps) and while I think all of those big goals are important, it’s also important to put in place the small, everyday habits that are going to help you change your behavior. You can stop living paycheck to paycheck and stop living with money stress, but you’re going to have to change the way you behave when it comes to your personal finances.